Niche Cash Flows
Beyond mortgages: business notes, mobile homes, structured settlements, land and other paper.
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01
Bankruptcy Claims and Notes
What bankruptcy claims are, and one broker's real campaign marketing to bankruptcy trustees, with response rates and results.
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02
Before You Broker or Buy a Land Note
Why land notes are the wild card of the note business, and the questions to ask before you broker or buy one.
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03
Brokering Life Insurance Policies: Senior Settlements
How senior settlements let policyholders sell life insurance for cash now, with three real deals and the risks regulators raised.
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04
Brokering Real Estate Leases
How lease income can be sold like a note, what a funder needs to see, and the purchase guidelines one funder used.
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05
Brokering Structured Settlements
A funder's answers to the questions brokers ask about structured settlements: who sells, why, how to price and what to tell sellers.
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06
Buying Divorce Liens
How a divorce lien lets one spouse keep the house and the other take a note, and how to write that note so it can be sold.
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07
Can Structured Settlements Be Assigned?
How a federal appeals court ruling on an anti-assignment clause shaped the market for buying structured settlement payments.
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08
Can You Make Money with Judgments?
A working judgment collector's numbers show why only a few of every 100 judgments you market for end with a debtor on the phone.
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09
Commercial Paper Niches with a Potential for Riches
How to document seller-carried commercial notes so investors will buy them, and why brokers should plan for that from day one.
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10
Deals on Wheels: Making Money with Mobile Home Paper
How to buy used mobile homes wholesale, resell them with seller financing and create short, high-yield notes.
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11
Divorce Lien Differences
Why buying a divorce lien as a court judgment is risky in bankruptcy, and why you should buy the note and deed of trust instead.
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12
Future Lawsuit Settlements
How pre-settlement lawsuit funding worked, with one company's numbers for the plaintiff, the attorney, the investor and the referring broker.
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13
How a Niche Note Buyer Prospers
An experienced investor explains why niche paper beats vanilla deals, and why credit drives every high-risk note.
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14
How to Broker Church Financing
Twelve practical tips for packaging church loans: records, income limits, LTV, photos, underwriting types and growth niches.
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15
How to Broker Lotteries
How to find lottery winners, present buyout options and pass the right facts to an investor as a referral source.
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16
Improving Your Success Rate in Commercial Notes
Why investors price commercial notes on real estate value only, and the questions to ask before requesting a quote.
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17
Is Military Retirement Paper a Legitimate Cash Flow?
Why military pensions and VA benefits can't be assigned, how benefit-buying deals work, and why to stay away.
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18
Marketing for Business Notes
Where business notes come from and how to find them through business brokers, classified ads and sellers before the sale.
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19
Mobile Home Notes: Profitable, But…
The seven rules for creating mobile home notes, and the park valuation trap that inflates value with old inventory.
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20
Monthly Income From an Old, Ugly, Cheap Mobile Home
How one $3,041 used mobile home, sold with seller financing, became a note paying $191.07 a month for 40 months.
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21
New Law Allows More States to Pay Lottery Winners Lump Sums
A lottery investor explains how a change to IRC Section 451 let states offer lump sums, and why partial purchases still had a market.
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22
Note Loans
How to lend safely against a real estate note: take possession, perfect your security interest and get the right documents.
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23
Note Niche: Self-Storage Paper
What makes a note secured by a self-storage facility worth buying: management, location, amenities, occupancy and the right package.
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24
Randall Simoes on Investing in Non-Traditional Paper
An investor in lottery prizes, structured settlements and royalties explains how brokers can find and place unusual cash flows.
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25
Settlement Capital Corp. Interview: Buying Structured Settlements
A structured settlement investor explains how the payments are bought, how deals are priced and what he expects from brokers.
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26
Some Issues in Advanced Structured Settlement Brokerage
How an assigned structured settlement is documented, and the drafting mistakes that can put the claimant's tax benefits at risk.
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27
The Investment That Won’t Stop Paying
How one $4,000 used mobile home was sold with financing four times, and why a buyer who stops paying can work in the note holder's favor.
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28
Why Invest in Tax Liens?
How tax lien certificates work, why the lien ranks ahead of mortgages, and how Iowa's 2%-a-month rule produced high yields.
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29
Why the Big Discount on Business Notes?
Why business notes sell at large discounts, what investors look for in them, and how to explain the price to a note holder.
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30
Why You Should Never Buy a Contractor Note
A note buyer's worst deal: how a second mortgage written for a home addition ended in a lawsuit, $15,789 in legal fees and a $7,400 check.
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